About Us

Lucent Elm Financial Group is a comprehensive practice, offering services in Wealth Management, Estate Planning, and Insurance.

We work hard to make sure that your goals are met and we show you the best path to get there. We take the time to understand what exactly your goals are and begin a path that makes sense for you. We take a collaborative approach and partner closely with you to navigate through the options and create a personalized map to help you reach your desired destination.

Ryan Marayag

Wealth Adviser
(310) 775-2529 ex. 887
ryan@lucentelm.com

I began at an early age while helping manage my family’s investment assets. After graduating from the University of Southern California, my professional career started at Conseco Securities, as a stock broker. I then moved on to be a financial consultant with several bank platforms, first on the branch level and ultimately overseeing several regions.

In 2007, I pioneered 401(k) Advisors’ wealth management program, where I implemented processes for fiduciary reviews, enhanced participant education and conducted investment due diligence for various clients.

It was after forming Lucent Elm Financial Group in 2016 where I was able to follow my true passion. Leading the growth and development of my firm’s wealth management team, my experience and knowledge has been a key component in creating strategies to enhance my clients’ retirement income needs.

I work hard to maintain a loyal client base, and passed the FINRA Series 7, 66 and 63 exams currently held with LPL Financial. I enjoy enhancing my knowledge in the industry and developing creative strategies to find efficiencies in portfolios. I have a beautiful wife Myra and live in Playa Vista, CA. I'm a proud father to two children and can be often found skiing.

Our Mission

Most people become overwhelmed when planning for their financial future and thats okay. We help you navigate through the options, create a personalized map, and guide you to your destination. We understand that each client’s financial picture can look different and we take the time to truly understand what exactly your financial goals are. We follow a proven process to find efficiencies in your plan while listening to your goals to create customized solutions.

Whether your focus is on college funding, retirement planning, or wealth distribution we use a holistic approach to help you organize, protect and grow your assets.

Our History

Lucent Elm Financial Group was founded in 2016. Lucent /ˈlo͞os(ə)nt/ is defined as brilliant, shining, or translucent. When combined with the strength and resilience of an elm tree, you find a symbol that represents our team. Lucent Elm Financial Group is an organization of financial professionals dedicated to helping you Illuminate your path to Financial Freedom.